10S BEST Budgeting & Personal Finance Apps & Fintech Websites

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10S BEST Selects
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1
Editors' Choice
Navy Federal Credit Union
Navy Federal Credit Union is an armed forces finanical institution serving the Navy, Army, Marine Corps, Air Force, Space Force, Coast Guard, veterans, DoD & their families. Enjoy the support and great service of a credit union that puts your needs first.
  • 14M members
  • Fast and easy application
  • 24/7 support from our US-based member service team
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2
Omni Financial
Omni Financial is a specialized lender dedicated entirely to active-duty US service members and military veterans. It acts as a financial bridge during unexpected emergencies or costly base relocations, providing rapid funding with protections that align strictly with military life.
  • Lightning-Fast Funding (Get a credit decision in minutes, with approved funds often loaded onto a debit card the exact same day).
  • Built for Military Realities (Offers flexible underwriting that accounts for unique challenges like rapid deployments, frequent moves, and out-of-pocket relocation expenses).
  • Built-In Legal Safeguards (Fully compliant with the Military Lending Act, ensuring interest rates never exceed the legal 36% MAPR cap with zero hidden fees).
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3
Self
Self could help you reach your credit goals. You could be building! If you’re building toward a future dream purchase —- like a house or a car — it could pay to work on your credit. Whether you have low or no credit, the Self Credit Builder Account* is designed for you to build credit and savings at the same time. Why wait any longer? Start building towards your dreams today
  • *Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. Results not guaranteed.
  • Helps build credit history for those with little to no credit.
  • Combines building credit and savings.
  • Payments reported to all three major credit bureaus to maximize impact.
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4
iLending
iLending is a national leader in auto loan refinancing, helping clients save an average of $148 per month on their auto payment.
  • Low Rates Available
  • Skip Payments
  • $148 Avg. Monthly Savings*
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5
Mercury
Banking* built for the speed of a startup. Mercury provides a powerful, all-in-one online banking product for startups and small businesses. We give you the financial workflows you need to move fast and stay secure: payment processing, credit card access with low deposit minimums, and fraud monitoring. It's the simplest way to run your business finances. ✦ * Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC. Deposit insurance covers the failure of an insured bank. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®.
  • Powerful banking. Simplified finances.
  • Apply in 10 minutes for business banking that transforms how you operate.
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6
Rock Solid Funding
Rock Solid Funding is a specialized financial services provider that makes recreational dreams achievable by offering highly competitive consumer loans. They focus exclusively on RVs, boats, powersports, and various trailers, leveraging a large network of nationwide lenders to secure flexible terms and fast approval for both new and pre-owned units.
  • Deep expertise in financing RVs, boats, and trailers
  • Often delivers loan decisions in as little as an hour
  • Works with a wide range of credit scores, including challenged credit down to 570
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7
Avalara
Avalara is a global leader in cloud-based tax compliance automation, committed to making compliance less taxing. Avalara's platform, trusted by over 43,000 customers, calculates transaction taxes (like Sales Tax, VAT, and GST) in real-time with rooftop precision, simplifying global commerce, reducing audit risk, and freeing your team from manual, error-prone tax filing.
  • Accounting Solutions' Petfect Pairing
  • Choose from 1,400+ prebuilt integrations
  • Free Product Tour
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8
SaveBetter
The SaveBetter platform features a curated selection of high-yielding products offered by their network of banks. It’s your destination to discover competitive savings products and start saving wisely. Select and fund multiple savings products from different institutions, and manage them all from one account!
  • 2.75% APY*
  • FDIC insured. No fees.
  • Financial solutions to help you do more of what you love.
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9
Piere
Piere is an intelligent personal finance and money management app designed to simplify financial tracking and growth. It leverages AI to offer personalized financial insights, automated budgeting, and comprehensive views of all your accounts, aiming to help users achieve their financial goals with ease.
  • Offers AI-powered "Xray" feature for personalized financial growth plans.
  • Automates budgeting with a simple two-tap process.
  • Aggregates all financial accounts into one comprehensive view for easy tracking.
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10
FloatMe
Meet your Best Financial Friend! Become a FloatMe member today for $4.99/month. Join other Americans like you who trust FloatMe to get, manage, and save money today.
  • Over 7M Downloads
  • ⭐️ 4.8 · 73.6K Ratings
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11
TransUnion®
Be in the know with TransUnion® – see your credit score and start credit monitoring now.
  • Unlimited updates to your TransUnion Credit Report and Score
  • Email updates of critical changes
  • Personalized Debt Analysis & Credit Score Trending
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12
Freecash™
Free Money — Freecash™ is an easy-to-use rewards app that lets you earn rewards like gift cards, crypto. Create your Freecash™ account with just a few easy clicks.
  • Earn up to $14.88 per offer
  • 270 available offers now
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13
Unlock
Access your home equity without a loan. Unlock Technologies offers home equity agreements that allow you to receive cash for a portion of the future value of your property.
  • It’s not a loan, it’s a home equity agreement (HEA).
  • No monthly payments. No interest charges. No need to refinance.
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14
Albert
Albert is a new type of financial service that uses powerful technology to automate your finances, with a team of human experts to guide you.
  • Get $150 when you join. No hidden fees.
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15
Cash App Taxes
Easy, accurate and completely free tax filing with Cash App Taxes formerly Credit Karma Tax. Includes Max Refund Guarantee, free Audit Defense plus much more.
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    16
    Sable
    Sable is effortless, borderless banking for a more connected world; The fastest, most premium path to financial freedom. No hidden fees. No credit checks. No more barriers to building credit. No fees and no credit check to apply. Open an account in 5 minutes and build your U.S. credit from day one. FDIC insured up to $250,000. With Sable’s Path to Unsecured Credit, you can get unsecured in as fast as 4 months!
    • U.S. credit, debit and bank accounts
    • Designed to improve your credit score
    • 3X faster graduation to traditional credit than anywhere else with tangible milestones
    • 2% cash back on brands like Amazon, Uber, and select streaming services.
    • 1% cash back on all other purchases.
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    17
    Fast Capital 360®
    Fast and Flexible Small Business Loans. Fast Capital 360 is a safe, quick and free way to find the lowest rates on small business loans. Let themhelp you find the best loan.
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      18
      Sollensys
      Sollensium is a private, double blockchain that allows you to upload, encrypt, secure, and safely recall any type of data, including video assets, which is a first for blockchain technology.
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        19
        NFT.AdValorem
        Web site created using create-react-app
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          20
          National Finance
          Earn fixed income on your crypto or borrow at fixed rates for up to one year with Notional - DeFi's top fixed rate protocol.
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            21
            Jeton Wallet
            Jeton Wallet allows users to exchange money, make secure money transfers and online purchases. The digital wallet also helps businesses accept global payments.
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              22
              Kovo
              Give yourself the credit you deserve. Finally, a credit builder that rewards you. No credit check. Instant approval. 0% APR / $0 fees. Earn up to 1% on loans
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                23
                Mainvest
                The investment marketplace for Main Street businesses and local investors. Discover businesses raising money in your area, and fund the business of your dreams!
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                  24
                  BTCC Afiiliate System
                  BTCC is the longest-running crypto exchange in the world. Its Bitcoin Ethereum Altcoins trading platform provides leverage up to 100x USDT perpetual contracts, which support 10 major cryptocurrencies.
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                    25
                    CoinFlip
                    CoinFlip has the largest network of Bitcoin ATMs by volume in the US. Buy Bitcoin using cash, card, or bank transfer while enjoying market leading low rates.
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                      26
                      Trade Oracle
                      Get more arrows in your quiver with comprehensive education on market fundamentals, technical analysis, and the world’s most powerful predictive tools.(Combine education on technical analysis with market fundamentals, a progressive improvement plan proven to work, with predictive pattern charts. This is the tool for making good traders great!)
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                        27
                        BitMEX
                        BitMEX - Most Advanced Crypto Trading Platform for Bitcoin. Home to the Perpetual Swap, industry leading security, up to 100x leverage.
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                          28
                          Beagle
                          Find your old 401k's &ahidden 401k fees for FREE. Hassle-free rollover to an IRA. Consolidate your retirement money today with Beagle!
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                            29
                            Compare Club
                            Do your household bills need saving? Compare, change and save money on your health insurance, energy bills, home loans and life cover.
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                              30
                              Help With My Loan
                              Automated Broker and Lender Solutions. HWML's platform has funded over $250M+ for our customers, and loans sized from $100K-$50M. Do More, Earn More!
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                                31
                                Fortuna Credit
                                Fortuna Credit is transforming the way lending works by looking beyond just a credit score. Connecting customers to multiple lenders, Fortuna Credit can help make sure you have the best rate possible on your loan no matter your financial situation. Fortuna Credit also offers financial wellness tools, like credit monitoring and budget tracking, free of charge!
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                                  32
                                  Grow Credit
                                  Grow Credit offers a free Mastercard you can use to pay your subscriptions and build your credit.
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                                    33
                                    Kikoff
                                    Kikoff is the only credit building program intentionally designed to keep your utilization rate low. If you’re wondering how to build credit easily and affordably, look no further. No credit check required, just take 3 minutes to sign up - available online and through mobile app.
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                                      34
                                      Phemex
                                      Phemex is the fastest Crypto exchange and Crypto Futures trading platform. Trade Bitcoin with Zero Fees. You can also trade perpetual contracts with 100x Leverage.
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                                        35
                                        Streitwise
                                        Explore our Current Offering and explore how to start getting recurring real estate dividend income today with Streitwise. Open to unaccredited and accredited investors alike.
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                                          36
                                          Domain Money
                                          Invest in curated portfolios with stocks and cryptocurrencies hand-picked by our dedicated Investment Team.
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                                            37
                                            WonderFi
                                            Access the world’s most technologically advanced financial markets with WonderFi’s Decentralized Finance platform.
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                                              38
                                              Tankfarm
                                              Tankfarm Propane offers fair, transparent pricing. That's Tankfarm Propane's commitment to you.
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                                                39
                                                Alto
                                                With a self-directed IRA from Alto, you can invest your retirement money in alternative assets. Things like startups, crypto, and more!
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                                                  40
                                                  Ando
                                                  Ando is a sustainable digital banking experience committed to fighting climate change. Open an Ando account and experience everyday banking as a force for good.
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                                                    41
                                                    RoundlyX
                                                    Accumulate your favorite digital assets when making everyday purchases. Track any asset class; Crypto, Stocks & Savings, NFTs, etc.
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