10S BEST Tech Disrupting Insurance Companies

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1
Best Value!
Lemonade
Lemonade is offering a new approach to insurance. Rates are super low and the insurance model is incredibly transparent. Lemonade takes a flat 20% fee off your premium to cover all operating costs. Any remaining money leftover gets donated to charity.
  • Free family coverage - Lemonade automatically covers all your family at no extra charge
  • Incredibly affordable rates - Get renters insurance as low as $5 a month
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2
Bestow
Bestow uses data to remove doctor visits and paper work of traditional life insurance, offering you an affordable plan without the hassle.
  • Policies are provided by an A+ rated carrier.
  • Rates start at just $10/mo, with coverage from $50K – $1.5M
  • Quote in seconds. Coverage in minutes, if approved. No hassles.
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3
Smart Financial
The Smart and Easy Way to Shop for Insurance. In Smart Financial they know how to shop for car insurance and can save you up to 40%. They only compare affordable insurance quotes from the best insurance companies.
  • It's Free!
  • Save up to 50% on Car Insurance
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4
Root® Insurance
Fair car insurance for good drivers. Root Insurance Company provides car insurance to drivers in 31 U.S. states. Root requires drivers to download their mobile app and perform test driving for several weeks while the app monitors the driving behavior in the background.
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    5
    Fabric
    Plan like a parent with Fabric, the one-stop shop for families' long-term financial well-being. Affordable life insurance, free Life insurance, wills, and tools to organize your family’s finances.
    • Life insurance for busy parents
    • Free wills for you and your spouse
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    6
    Ethos Life
    Life insurance made easy. No medical exams or blood tests, just answer a few health questions online.
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      7
      Sidecar Health
      Sidecar Health is personalized and affordable health insurance for individuals.
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        8
        AKKO
        25 items — To upgrade your coverage, just email us at billing@getAKKO.com for help with changing your coverage plan. We'll update your plan and confirm the changes with the insurance company so that your plan can have a higher coverage limit to accommodate your more expensive items, or a higher per incident limit for your stuff.
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          9
          Bonzah.com
          Bonzah provides affordable and primary rental car damage insurance compared to the rental desk. So, travel anywhere with your rental car and take pleasure in declining the expensive rental car company insurance offer.
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            10
            Sproutt
            Sproutt matches you with a life insurance policy that fits your lifestyle. Get quotes & rates online from the best life insurance companies.
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              11
              Pawp
              There’s a reason only 2% of pets in the US are insured. It's expensive. For a flat $19/month — no matter your pet's age, breed or medical history — Pawp gives you: A 24/7 online vet for your pet with emergency coverage. Get vet advice & help paying vet bills. Talk to a vet now
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                12
                Kin.
                Kin Insurance is a fully licensed homeowners insurance carrier rated “A – Exceptional” by Demotech, Inc. Save on your home insurance and get a quote today.
                • The Home for Better Insurance
                • Save $500 on average
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                13
                metromile
                Pay-per-mile insurance is an affordable car insurance for low mileage drivers. If you don't drive much, you shouldn't pay much for auto insurance.
                • Customize your coverage options
                • Start saving with a low monthly base rate plus a few cents per mile
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                14
                Hippo
                Simpler, smarter home and condo insurance for up to 25% less. Hippo has modernized home insurance.
                • Save up to 25%
                • Get an instant quote
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                15
                Oscar
                Oscar is the first health insurance company built to make health care easy. Thier focus is on simplifying health care for the consumer.
                • Health insurance made easy
                • Talk to a doctor in as little as 15 minutes
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                Tech Disrupting Insurance Companies

                Traditional insurance companies are feeling the heat… “Insurtech” companies have been popping up all over the place. They run the gamut, from health and life insurance startups to pet insurance.

                All these companies are betting that they can upend a stodgy industry notorious for high prices and poor customer service. By looking at the pros and cons of a few of the leading insurtech players, we can get a better grasp on whether or not it makes sense to give one of them a shot.

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